Bookkeeping Banking PDF ePub eBook

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Bookkeeping Banking free pdf Excerpt from Bookkeeping Banking A Bank, in its simplest form, is an institution for the safe-keeping of money- but the commercial bank of to-day is designed to render the public many varied and important services. The general utility of commercial banks may be stated as follows: 1. They provide a place for the safe-keeping of money and securities. 2. They afford a business man an opportunity to borrow money to carry on his enterprises while his capital is locked up in merchandise or in the hands of his debtors. The credit of many mercantile houses is worth as much to them as the capital they possess. 3. They save the transmission of money from one place to another, thus avoiding great risks and keeping money in more active circulation. Settlements are effected by issuing to customers (a) bankers' drafts- (b) bills of exchange- (c) letters of credit. 4. They facilitate the payment of bills by permitting money deposited to be withdrawn upon a simple order called a check. This check when issued serves the business man in various ways, as follows: a. It saves time in paying large sums of money. b. It obviates the risk that attends the handling of money. c. It constitutes a record of expenditures and furnishes the business man convenient data from which to make entries in his books. d. When the check is canceled it serves the purpose of a receipt. Fully 90% of bank bookkeeping grows out of the use and collection of checks and other negotiable instruments. 5. By issuing letters of credit they afford people who travel a means of securing money in distant places without risk. 6. They afford excellent facilities for the collection of negotiable paper, - bills, notes, bonds, coupons, etc. 7. They are often a source of useful business information pertaining to investments and other matters. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully- any imperfections that remain are intentionally left to preserve the state of such historical works.

About George W Miner

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Details Book

Author : George W Miner
Publisher : Forgotten Books
Data Published : 27 September 2015
ISBN : 1330030532
EAN : 9781330030530
Format Book : PDF, Epub, DOCx, TXT
Number of Pages : 158 pages
Age + : 15 years
Language : English
Rating :

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